Welcome to Death By Plastic. If you're ready to free yourself from constantly worrying about how you'll pay next month's credit card bill, you've come to the right place.
I started this site after reading an article on MSNBC called What if we all paid off our credit cards? Now that is an interesting idea.
The article itself was not that motivational, but there was a quote on the second page that really got me thinking:
Remember: the reason lenders can afford to take the losses on people who don’t pay them back is by charging more to the people who do.
What this means is, banks can afford to be irresponsible with their lending, because they know people like me will always pay their bills. That one sentence was enough to finally push me over the edge.
At that moment I decided to not only pay off all of my debts, but also share my method of doing it with everyone. So if you're no longer willing to support the credit card companies, follow me to financial freedom.