How many times did your heart beat last year? Chances are you don't know the answer to this question. Why not? Because you don't have to think about it. Your heart keeps on beating whether you remember to do it or not.
How much money did you invest last year? I'll bet you can answer this one without hesitation. If you're like most people then the answer is zero. Why? Because you never think about investing money.
I know some people are probably screaming right now -- "That's not true! I think about investing all the time, I just don't have any money to invest!"
I'm afraid we'll have to agree to disagree on this one. Everyone has a little extra money. We all buy frivolous things from time to time. Little things like magazines and movie rentals that we could do without.
If you really want to get out of debt and regain your financial freedom, then I want you to do something right now. Set up a savings plan that you don't have to think about.
Don't wait until a better time, because that time will never come. People waste their entire lives looking forward to what's going to happen tomorrow instead of taking advantage of what's happening today.
For an easy to set up savings account that you won't have to think about, I recommend ING DIRECT.
I started my account with $25 per month. You can start with even less if you want. ING DIRECT makes it easy to schedule transfers from your current bank account. Decide how much you can invest every month, then set up a transfer for the day after you get paid.
I'll even sweeten the deal for you if you're serious about saving. I have 10 referrals in my account right now. If you're able to open your account with $250, ING DIRECT will give you a $25 bonus. Leave a comment if you're interested and I'll e-mail you a referral.
Spend a few minutes getting this set up then you can forget about saving.